Colorado Real Estate Lending

Capital for investors. Mortgages for homebuyers.

The Trésor Group operates two specialized lending services — private lending for real estate investors, and residential mortgage brokerage for Colorado homebuyers and homeowners.

Our Services

Two lending services. One trusted team.

Whether you need deal capital to close faster or a mortgage to buy a home, we have the expertise and the lender relationships to get it done.

For Real Estate Investors

Private Lending & Transactional Funding

We broker hard money loans and transactional funding for real estate investors. Whether you're flipping a property, acquiring a rental, or closing a wholesale double-close, we connect you with deal-ready capital from a network of private lenders — fast approvals, flexible terms, no retail friction.

  • Hard money loans for fix-and-flip and investment acquisitions
  • Transactional funding for wholesale double-closes
  • Bridge financing for time-sensitive acquisitions

For Homebuyers & Homeowners

Residential Mortgage Brokerage

As an independent mortgage broker, I shop your loan across multiple lenders to find the best rate and terms for your situation — not just what one bank offers. Conventional, FHA, VA, and DSCR financing for Colorado homebuyers and homeowners.

  • Conventional, FHA, and VA purchase and refinance loans
  • DSCR loans for investment properties
  • Access to multiple lenders — not just one bank

Josh Rutzen, NMLS #2570995 • Mortgage Loan Originator • Licensed in Colorado
Brokered through Freedom Family Mortgage, NMLS #2409884 • Equal Housing Lender

About

The Meaning Behind the Name

Trésor is the French word for treasure and treasury — and we chose it deliberately.

The Trésor Group LLC is a Colorado-based financial services holding company. We believe every borrower deserves straightforward access to capital at fair terms, and every transaction deserves a professional who puts your interests first.

Whether you're closing an investment deal on a tight timeline or financing the home you've worked toward, we bring the expertise and the lender relationships to make it happen.

What We Stand For

Precision.
Lending decisions are made carefully. We review every deal with attention to the details that matter — because the right loan structure is the difference between a transaction that works and one that doesn't.
Alignment.
As a broker, we don't work for the lender — we work for you. Our incentive is to find you the best terms available, and our reputation depends on it.
Integrity.
Transparent communication, honest expectations, and no surprises at closing. Trust is built through every interaction, not just the first one.

Not sure where to start?

Reach out directly and we'll point you toward the right service for your situation.